Take Control of Your Financial Future

Smart budgeting, AI-powered insights, and comprehensive financial tracking - all in one beautiful app.

Everything You Need to Manage Your Money

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Bank Account Integration

Securely connect all your bank accounts via Plaid. Real-time balance syncing and automatic transaction categorization across multiple institutions.

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Smart Budget Management

Create flexible budgets with visual progress tracking. Get alerts when you're approaching limits and receive AI-powered budget recommendations.

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Transaction Tracking

Automatic transaction categorization with AI. Search, filter, and analyze your spending patterns with powerful insights and anomaly detection.

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Debt Tracking & Payoff

Track credit cards, loans, and mortgages. See payoff projections, interest analysis, and get smart debt payoff strategies.

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Savings Goals

Set and track multiple savings goals. Celebrate milestones and get personalized recommendations to reach your targets faster.

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AI-Powered Insights

Get personalized financial advice from OpenAI. Analyze income streams, spending patterns, and receive actionable recommendations.

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Financial Health Score

Comprehensive 0-100 score based on savings rate, debt-to-income ratio, emergency fund status, and net worth tracking.

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What-If Scenarios

Plan for the future with scenario analysis. Model debt payoffs, budget changes, and windfalls to make informed decisions.

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Smart Alerts

Never miss important financial events. Get notified about spending spikes, low balances, bill due dates, and budget thresholds.

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Cash Flow Forecasting

Predict your financial future with 30, 90, and 365-day forecasts. Identify potential cash crunches before they happen.

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Achievements & Streaks

Stay motivated with a leveling system, achievements, and streaks. Earn XP for good financial habits and track your progress.

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Bank-Level Security

Your data is protected with encryption at rest and in transit. Biometric authentication, MFA, and AWS KMS encryption included.

Go Premium for Advanced Features

✓ Unlimited bank accounts
✓ Unlimited budget categories
✓ Unlimited debts & savings goals
✓ AI-powered insights & advice
✓ Advanced analytics & predictions
✓ Scenario planning tools

Start with our free tier - upgrade anytime in the app

Get Started Today

Download UseKYN for iOS and take the first step towards financial freedom