UseKYN turns your accounts into one clear answer. Real dollars. Plain English. No spreadsheets, no charts, no surveillance.
14 days free · Then $12.99/mo or $99.99/yr · Cancel anytime
From scattered accounts to a clear picture of your money — in under five minutes.
Connect your bank, brokerage, and credit cards in seconds via Plaid — or set them up manually if you prefer.
Income, spending, debt, investments — all calculated, categorized, and translated into real dollar answers.
One screen, plain English. Know what you can spend, what your debt really costs, and where to grow next.
Income vs. expenses. Transfers separated automatically. Most-frequent charges surfaced — so you stop wondering and start seeing.
UseKYN looks at upcoming bills, recurring commitments, and your next paycheck — then tells you exactly what's safe to spend today, this week, and before your next income hits.
UseKYN scans your accounts and surfaces every subscription, bill, and recurring charge — so you can see where your money quietly goes each month, and cancel the ones you no longer use.
Total remaining interest. The dollar cost of a single missed payment. Your exact payoff date. Then move one slider to see how much faster — and how much cheaper — it gets.
See each investment with live prices, real dividend yields, and annual income — then project your portfolio's growth over any horizon you choose, including dividend income.
Most finance apps quietly fund themselves by selling the data you trust them with. UseKYN doesn't. UseKYN never will.
Your name, bank, and account numbers never touch an AI model.
End-to-end protection on every connection and request.
No trackers, no third-party tags, no ad targeting. Ever.
Wipe your data instantly from settings. No emails, no support tickets.
"You're netting +$10,600 this month — $4,700 more than last."
That's UseKYN. Real numbers. Real clarity.
"It's the first finance app I've used that actually speaks plain English instead of burying me in spreadsheets. A 30-second snapshot of where I stand turned my budgeting anxiety into a positive daily habit. The privacy-first approach is the first time I've felt actually secure managing my finances digitally."
"This is such a cool app. It feels similar to how a business manages cash flow — it takes into account what's going in and out, not just what you currently have. It gives you way more confidence if you're going to make a purchase and way more sense of knowing where your finances actually are."
"It does more than just track numbers — it actually helps you understand where your money is going and what to do about it. The way it breaks down spending is clear, practical, and easy to act on. No clutter, no confusion — just useful insights that help you make smarter decisions every day."
"Honestly one of the few finance apps that actually feels useful day to day. It breaks down your spending in a way that makes sense, helps you stay on top of bills, and gives real insights instead of just throwing numbers at you. Clean design, easy to navigate, and it doesn't feel overwhelming."
"I was able to see a summary of my current net worth from one screen. My favorite thing about this app is the access to data without having to go through multiple apps. It's truly a blessing to have this app, I love it."
"This app is easy to use. It presents information in a simple, clear way and makes managing finances feel less overwhelming. The design is user friendly and well organized. Overall, a great app."
UseKYN (Know Your Numbers) is a privacy-first personal finance app that translates your spending, debt, and investments into real dollar answers — not charts and percentages. AI-powered, but anonymized before any data leaves your phone.
14-day free trial with no credit card required. After that, $12.99/month or $99.99/year. Cancel anytime in one tap.
Yes. Bank-grade encryption on every connection. Bank logins are handled by Plaid, the same provider used by major banks. Your name, accounts, and personal data are anonymized before any AI processing — and never sold to advertisers.
Both. Link via Plaid for automatic syncing, or set up accounts manually if you prefer. UseKYN works either way.
Yes. UseKYN is live on both the App Store and Google Play.
Open Settings in the app and tap Delete Account. Plaid connections are revoked, all data is wiped immediately. No emails. No support tickets.
Try UseKYN free for 14 days. No credit card required.
14-day free trial · No credit card required